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Structured banking workflows.

Scalable. Secure. Structured.

As regulatory requirements increase and processes become more complex, manual workflows reach their operational limits. Paperfly transforms complex banking and document processes into structured digital workflows that reduce workload for business teams and accelerate decisions.

Banking Workflows

Automate Processes without giving up control

Omnichannel & Compliant

Whether customers are in a branch, banking online, or on the go, give them and their advisors a seamless hybrid experience.

  • Hybrid application workflows: A customer can start a loan application online at home and seamlessly continue it with an advisor in the branch if questions come up.
  • Integrated eIDAS signatures: Complete contracts digitally with qualified electronic signatures built directly into the workflow.
  • BaFin & MaRisk compliance: Maintain fully auditable processes with a complete history of every processing step.
Paperfly Signature

Intelligent Processes

Data and documents are automatically reviewed, validated, routed to the right workflows, and processed without manual handoffs.

  • Forms and data requirements adapt in real time based on customer type, such as individual or business, and risk profile.
  • Data is only transferred to your banking systems once it is complete and passes all validation checks, such as a valid IBAN.
  • Incoming documents are automatically identified, extracted, and assigned to the correct customer account.
Customer Workflows

Processes That Delight Customers

With Paperfly, business teams can implement new regulatory requirements or launch new offerings in days instead of months.

  • Move independently of IT release cycles: Business teams can configure and update application workflows, validation rules, and risk checks on their own.
  • Automated document follow-up: When information or documents are missing, Paperfly automatically reminds the customer, agent, or intermediary.
  • Faster time to decision: By eliminating disconnected systems, manual handoffs, and unnecessary wait times, Paperfly minimizes the time from application to funding.
Paperfly Document Collection
Paperfly Signature

Strategic Value

What Paperfly does for Banks

Paperfly turns fragmented banking processes into a scalable workflow platform. Accelerate lending and customer processes while reducing operating costs.

  • Data-Driven Banking

    Reliable Data Intelligence
    High-quality, structured data from the very first interaction creates a trusted foundation for AI and analytics.

  • Efficiency & OPEX

    Reduce tool sprawl and manual case handling while lowering the cost of every transaction.

  • Compliance & Audit

    Maintain a complete audit trail that meets regulatory standards, with version history and proof of delivery instead of disconnected processes.

  • Seamless Integration

    Keep your existing systems, including SAP, Microsoft Dynamics, and others, exactly where they are. Paperfly sends clean, structured data back into your technology stack.

  • Future-Proofing

    Scale across unlimited use cases without introducing new training programs or complex IT integrations.

The Banking Industry

How modern workflows overcome the limits of legacy IT

Three strategic levers for tangible growth, regardless of size or business segment.

Status Quo

Opportunities to Improve

Unstructured Data

Incomplete or unstructured data prevents automated decision-making and increases the amount of manual review required.

The Coordination Gap

Information is scattered across email, phone calls, and multiple systems. This wastes time and increases the risk of errors.

Rigid System Landscapes

New market and regulatory requirements often demand significant IT resources. Business teams remain dependent on release cycles and lengthy customization projects.

With Paperfly

The Paperfly solution

Structure Data from the First Interaction

Paperfly ensures that all relevant information is captured in a structured, complete, and verifiable format from the very first interaction.

Central Process Orchestration

Everyone involved works within one centrally managed workflow. Paperfly automatically requests missing information, tracks deadlines, and coordinates the entire process from start to finish.

Flexible Process Logic

Paperfly adds an intelligent orchestration layer on top of your existing technology stack. Business teams can quickly implement new workflows, rules, and requirements without disrupting core systems.

Stay up to date on the latest trends, insights, and ideas.

Guide
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From Paper to Performance: Paper-Based Processes in Banking

Printing, mailing, scanning, and manual reviews create disconnected workflows, errors, and additional audit overhead. Digital workflows eliminate that friction.

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Case Study
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AI-Powered Inbox Processing for Banks

At many banks, incoming mail and documents are still handled manually. Long processing times slow down operations and increase costs. AI-powered workflows solve this problem.

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Case Study
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From 10 Days to 48 Hours

A digital loan application workflow at a regional bank. See how one regional bank transformed its lending process with an end-to-end digital application experience.

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Guide
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Business Case for Digital Workflows in Banks

When paper-heavy processes, manual reviews, and constant rework slow down your bank, costs rise. Digital workflows provide a more efficient way forward.

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Frequently Asked Questions (FAQ)

Get quick answers to the most common questions about using Paperfly in banking and digitizing your processes while maintaining regulatory compliance.

Paperfly is designed for the demands of highly regulated industries. Every process step, data change, and automated system decision is recorded in an immutable, audit-ready trail. Granular roles and permissions, complete historical records, and infrastructure hosted in ISO 27001-certified European data centers help you meet regulatory documentation and control requirements with confidence.

Paperfly adds an intelligent orchestration layer on top of your existing IT environment. Validated form data and documents can be transferred securely through modern APIs directly into systems such as SAP, Microsoft Dynamics, and others. There is no need for deep, high-risk changes to your existing technology stack.

No. Because business teams can configure new workflows, validation rules, and risk checks themselves, you are no longer tied to rigid IT release cycles. Updates to application workflows and forms can be created in a secure environment and deployed into production without downtime or disruption to day-to-day operations.

Trusted by customers across Europe

5,000+ companies

  • ISO 27001 compliant
  • GDPR-compliant
  • Made in Germany